SettleYourDebts.com, Inc. (Alliance) has designed its Privacy Policy to inform you - the Affiliate - about our current data collection and how we use your personal information. SettleYourDebts.com, Inc., may, at its discretion and without notice, modify or eliminate all or a portion of this Privacy Policy.

Our Privacy Policy is available on the site map page of the SettleYourDebts.com, Inc. web site. From time to time, you may click to other Alliance web sites, sections, or pages that have different privacy policies. When this happens, you may review the privacy policies that relate to those pages or sites.

We obtain personal information that is needed to provide you with our goods and services.

When Alliance collects information directly from the you forms you submit, we obtain this personal information in order to provide you with our goods or services, to provide qualilty customer service and to fulfill any legal or regulatory requirements. We also obtain personal information as a result of consumers' financial transactions with Alliance or with Alliance affiliates and merchants. When we obtain information about consumers and merchants from third parties, we use sources that we believe are reputable, including public repositories.

The only personal information we collect is information that you provide to us.

The only information we collect about you is information that you provide us. This information may include, for example, your name, mailing address, e-mail address and telephone number. If you supply us with personal data and later request information from us, we will contact you to provide you with the information you requested. We may also contact you to follow up on inquiries, or we may send you other information about Alliance and its products or services that we believe you would find interesting or helpful.

We are committed to protecting the confidentiality of your personal information.

Alliance's policies limit access to the personal information we collect to those Alliance employees and Alliance business relationships who need the information to fulfill their business responsibilities. We require our employees to adhere to Alliance's Privacy Policy. Employees who violate the Alliance Privacy Policy are subject to disciplinary action that may including dismissal.

When Alliance collects personal information about you, we handle this information in accordance with the terms and conditions in our applicable consumer, affiliate/, or merchant agreement. When Alliance engages vendors and other outside contractors, they are subject to our contractual requirements. For purposes of credit reporting, verification and risk management, we may share information about you with third parties. We also will disclose information in response to a request issued by a court, government agency or regulatory authority.

We will inform you about the general uses of the information we collect about you.

When we have a direct customer or affiliate relationship with you, we will strive to make information available to you about the general uses of the information we collect. This information is made available at the point of sale, through privacy notices on our Web sites, in other formats that are publicly available, or through other means specified by applicable state and federal laws. In addition, when Alliance obtains personal information about consumers indirectly through our merchants, we require our affiliates, partners, or merchants to provide these consumers with their own timely and complete privacy notice.

We strive to give you choices about how your information will be used.

When we obtain personal information as part of our direct relationship with you, we will not share this information with non-affiliated third parties, except in the following circumstances:

· In accordance with the Alliance Privacy Policy
· To facilitate and complete merchant-initiated or authorized transactions
· To comply with federal, state and local laws, including credit reporting laws and card association rules
· To combat fraud
· To offer products and services that Alliance believes may be of interest to you.

Since your needs may change, and Alliance continuously develops new products and services, we may contact you to determine if we can provide you with additional services. Most of our customers appreciate hearing about our new products and services and prefer that we continue to contact them. If you would prefer not to be contacted we will make information available to you about how you may request to have your name removed from any Alliance-owned marketing lists. You may also opt-out of information sharing by providing Alliance written correspondence requesting your removal from our lists.

We maintain procedures to assure the quality of information we collect and, in some instances, we inform you how you can access your information and make corrections, if necessary.

Alliance employs appropriate measures to assure the quality of information that we collect directly from you. In some instances, where Alliance collects information directly from you, Alliance informs you how to correct any erroneous or out-of-date information stored in our database. These requirements and procedures may vary by each Alliance business activity. As you visit our various web pages , please be sure to review the privacy policies applicable to those sections and sites. We abide by applicable laws related to such information.

We use appropriate security safeguards.

At Alliance, security isimportant. Alliance employs appropriate measures, including advanced technology, to protect personal information collected against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security and other appropriate technologies. Alliance continually reviews and enhances its security systems, as necessary.

Alliance's Web sites may be linked to other Web sites.

Alliance may create links to third-party Web sites. Alliance is not responsible for the content or privacy practices employed by third-party Web sites that are linked to our Web site. Neither does Alliance control or warrant the utility, merchantability or workmanship of the products or services offered at third-party Web sites.

We strive to maintain our privacy standards.

Alliance strives to meet our privacy program standards. In doing so, we do the following:

· Employee privacy training and employee compliance related to the Privacy Policy
· Periodic assessments of Alliance's compliance with this Privacy Policy
· Periodic management review to ensure that Alliance actively participates in appropriate privacy activities, including self-regulatory initiatives.

How the Alliance Privacy Policy applies to you.

The examples contained in this Privacy Policy are illustrations only, and they are not intended to be all-inclusive. If you decide to close your affiliate or merchant account or become an inactive customer, or if we close or suspend your account, our Privacy Policy, as it may exist from time to time, will continue to apply. We may amend this Privacy Policy at any time, and we will inform you of changes as required by law. You may have other privacy protections under state laws, and we will comply with applicable state laws when we disclose information about you. This Privacy Policy applies to all accounts you may have with us, and it replaces all our previous disclosures to you about our information practices.

If you have any questions or comments about the Alliance Privacy Policy, please contact:

SettleYourDebts.com
Legal Department
P.O. Box 2698
Monument, CO 80132

This Alliance Privacy Policy is specifically applicable to Alliance's United States customers and visitors to our Web site. Cross-border transactions may have their own rules and practices.